Table 4: Marginal Effects after Logit Model for Failure to seek treatment due to prohibitive Medical Cost (Financial access.

Variables

Marginal Effects

 Standard Error

 z

 P>z

[95%  Confidence Interval ]

Prohibitive transport cost

0.820

0.10165

8.07

0.000***

0.62087       1.0193

Age 65 and above

-0.115

0.05808

-1.98

0.048**

-0.2286        -0.0009

Primary Education level

-0.333

0.09579

-3.48

0.000***

-0.5212        -0.1457

Secondary Education Level

-0.437

0.10268

-4.26

0.000***

-0.6384        -0.2359

Tertiary Education Level

-0.154

0.06816

-2.26

0.024**

-0.2876        -0.2047

University Education level

-0.131

0.05603

-2.33

0.020**

-0.2404        -0.0208

Informal employment- casual labourer

0.767

0.20896

3.67

0.000***

0.3581          1.1773

Self-employment (business/farming)

0.253

0.10436

2.43

0.015**

0.0487          0.4578

30,001-40,000 income

-0.1096

0.06475

-1.69

0.091

-0.2365         0.0173

5-10 km to health facility

-0.164

0.06003

-2.74

0.006***

-0.2822         -0.0468

16-20 km to health facility

-0.159

0.06604

-2.41

0.016**

-0.2889         -0.0299

21-25 km to health facility

0.125

0.05458

-2.30

0.022**

-0.2323         -0.0183

>30 km to health facility

0.655

0.3289

1.99

0.047**

0.0099           1.2992

16-20 km to nearest health facility

0.90

0.04763

18.90

0.000***

0.8069          0.9936

301-500 transport cost

0.725

0.30379

2.39

0.017**

0.1298           1.3207

1001-2500 monthly medicine

-0.126

0.0508

-2.49

0.013**

-0.2259         -0.0268

5001-10,000 monthly medicine

-0.119

0.05236

-2.33

0.020**

-0.2248         -0.0195

***p < 0.01, **p < 0.05