Table 4: Marginal effect of Dental Insurance on the probability of visiting a dentistand the number of visits.

 

Visited a dentist (yes/no)

Number of visits to dentist

Probit (dydx)

IVprobit-second stage (dydx)

OLS (dydx)

IV-second stage (dydx)

Dental Insurance

0.210***

0.402***

2.445***

4.685***

 

(0.021)

(0.011)

(0.046)

(0.025)

age

0.023*

0.407***

0.022**

0.017***

 

(0.017)

(0.003)

(0.002)

(0.001)

Household wealth index (base = poorest)

 

 

 

 

 Poorer

0.154

-0.023

0.015

0.007

 

(0.052)

(0.008)

(0.018)

(0.002)

 middle

0.254

-0.041

0.026

0.013

 

(0.574)

(0.085)

(0.058)

(0.030)

 Richer

0.437

0.075*

0.048

0.027

 

(0.056)

(0.035)

(0.061)

(0.032)

 Richest

0.20***

0.251***

0.119***

0.081***

 

(0.021)

(0.013)

(0.008)

(0.012)

Education level (Base = no education)

 

 

 

 

 Primary

0.511

0.113

0.072

0.041

 

(0.071)

(0.009)

(0.007)

(0.003)

 Secondary or higher

0.355

0.380**

0.189**

0.791***

 

(0.371)

(0.009)

(0.060)

(0.011)

Health indicator

 

 

 

 

Body mass index

0.035

0.380***

0.189

0.191

 

(0.045)

(0.159)

(0.763)

(0.101)

Married

0.192

0.036

0.019

0.017

 

(0.067)

(0.010)

(0.005)

(0.044)

Urban residence

0.038***

0.052***

0.155***

-0.276***

 

(0.034)

(0.006)

(0.004)

(0.010)

Constant

0.133***

-0.024***

0.042***

0.045***

 

(0.037)

(0.005)

(0.012)

(0.002)

Observations

13,883

13,883

13,883

13,883

Robust standard errors in parentheses.

***: p < 0.01, **: p < 0.05, *: p < 0.1.