Table 3: Validity of the instrument.

 

First-stage estimation

Dependent variable = Insured (yes/no)

 

Dental Insurance

Hospital Insurance

Working (base = no)

0.103***

0.256***

 

(0.021)

(0.004)

age

yes

yes

Household wealth index (base = poorest)

yes

yes

Education

yes

yes

Health indicator

yes

yes

Body mass index

yes

yes

Married

yes

yes

Urban residence

yes

yes

Constant

yes

yes

Observations

13,883

13,883

Cragg-Donald Wald F statistic

61.737

122.18

Kleibergen-Paaprk Wald F statistic

58.390

95.43