Table 3: Analysis of reliability of items and factor loading.

Dimension No Factor loading Eigenvalue Variance Explained Cronbach's (sub-scale) KMO(sub-scale) KMO(total-scale) Cronbach's (total-scale)
Tangibility 1 0.392 6.380 28.999 0.666 0.693 0.870 0.830
2 0.673
3 0.755
4 0.681
Reliability 5 0.768 2.803 41.741 0.841 0.807
6 0.730
7 0.745
8 0.744
Responsiveness 9 0.734 1.748 49.685 0.641 0.653
10 0.655
11 0.629
12 0.757
13 0.661
Assurance 14 0.755 1.092 54.648 0.284 0.510
15 0.825
16 0.627
17 0.814
18 0.612
Empathy 19 0.744 1.060 59.422 0.804 0.772
20 0.778
21 0.775
22 0.675