Table 3: Analysis of reliability of items and factor loading.
| Dimension | No | Factor loading | Eigenvalue | Variance Explained | Cronbach's (sub-scale) | KMO(sub-scale) | KMO(total-scale) | Cronbach's (total-scale) |
| Tangibility | 1 | 0.392 | 6.380 | 28.999 | 0.666 | 0.693 | 0.870 | 0.830 |
| 2 | 0.673 | |||||||
| 3 | 0.755 | |||||||
| 4 | 0.681 | |||||||
| Reliability | 5 | 0.768 | 2.803 | 41.741 | 0.841 | 0.807 | ||
| 6 | 0.730 | |||||||
| 7 | 0.745 | |||||||
| 8 | 0.744 | |||||||
| Responsiveness | 9 | 0.734 | 1.748 | 49.685 | 0.641 | 0.653 | ||
| 10 | 0.655 | |||||||
| 11 | 0.629 | |||||||
| 12 | 0.757 | |||||||
| 13 | 0.661 | |||||||
| Assurance | 14 | 0.755 | 1.092 | 54.648 | 0.284 | 0.510 | ||
| 15 | 0.825 | |||||||
| 16 | 0.627 | |||||||
| 17 | 0.814 | |||||||
| 18 | 0.612 | |||||||
| Empathy | 19 | 0.744 | 1.060 | 59.422 | 0.804 | 0.772 | ||
| 20 | 0.778 | |||||||
| 21 | 0.775 | |||||||
| 22 | 0.675 |